Car Loans and Vehicle Finance NZ
- Vehicles on finance
- Competitive Car Loan Rates
- Flexible Terms
- Apply Online in Minutes!
New Zealand Car Loans
Looking for a straightforward way to finance your next vehicle? Exceed Finance has you covered, whether it’s brand a new or used vehicle.
Here’s what we offer:
- Finance for all vehicles: New cars, used cars, utes, vans – you name it, we finance loans for it.
- Pre Approved Car Loan: Get pre approved vehicle finance and know your budget before you hit the dealerships.
- We Work For You: Our team finds car loan options that fit your life, not the other way around.
- Expert Advice: Friendly, local specialists ready to guide you every step of the way.
Connect with our team, apply, and drive away in your dream vehicle. It’s that simple.
Apply online in minutes. Start Your Journey Today.
SUBMIT AN APPLICATION
Submitting a simple online application with Exceed Finance could not be easier. Just fill out our online application form and submit the relevant documents.
LET US DO THE REST
Our quick processing times and flexible hours make it clear that you are our priority! We aim to get back to you within an hour, allowing you to enjoy fast approval!
DRIVE YOUR NEW CAR AWAY!
Once your loan has been approved, we guide you along the next steps to get the best car finance NZ can offer so you can drive your dream car away as soon as possible.
Car loan Calculator
Try our NZ car loan calculator below to get an estimate on what your loan repayments may be, and how much you may be able to borrow for your vehicle finance.
Exceed Finance tailors your car loan to ensure your get the best financing for a car. Striving towards getting your vehicles on finance with the lowest interest as possible.
ENJOY A FREE QUOTE
*Interest rate is indicative range only. T&Cs, Fees, and lending criteria will apply. This calculation is a guide only, not a quote.
VEHICLE FINANCE Across NZ
Get vehicles on finance New Zealand Wide!
Whether you’re in Auckland, Rotorua, Wellington, Christchurch, Invercargill, or anywhere in between, Exceed Finance will help you out.
We are proudly Kiwi owned and strive to support New Zealanders to get the loan for a vehicle they desire.
Find the perfect vehicle finance option for you – Start your application now!
VEHICLE LOANS
Our goal is to provide you with the best vehicle loans NZ has to offer.
Whether your vehicle of choice is a car, van, ute or something else, we have your back.
Exceed Finance does this by personalising your vehicle loan to suit your needs.
We work with our lenders to give you the lowest vehicle loan interest rates, as well as car loan repayments that match your needs (such as weekly, fortnightly or monthly loan repayments).
Try our vehicle finance calculator which allows you to explore different repayment scenarios, ensuring you find the perfect fit for your needs.
Apply with Exceed Finance for all your motor vehicle finance needs now and experience the difference of working with a team that truly cares about your success.
Car Finance NZ
We offer car finance NZ wide.
Our team will work closely with you to ensure you get the best car financing, including the lowest interest rates possible with car finance terms that suit your goals.
Pay off your car on finance weekly, fortnightly or monthly – whichever suits your financial situation.
Whether you’re wanting to finance a car for $5,000 or $500,000, we’ve got you covered!
Take advantage of our competitive interest rates and flexible terms and apply for a car on finance today!
Car Loan Pre Approval
Buying a car is a big decision and it often involves securing a vehicle loan, which can sometimes feel like a daunting process. Thankfully Exceed Finance offers NZ pre approved loans to get your car on finance, which can help simplify your car-buying journey.
Know Your Budget: Pre approval for auto financing in NZ helps you understand how much you can afford, narrowing down your vehicle choices to ones within your budget. It also helps you to understand what your loan interest rates and repayments are ahead of time.
Saves Time and Effort: With a car finance pre approval in hand, you can shop with confidence knowing you’re qualified for a certain loan amount so you’re able to buy a used or new car as soon as you find the one you’re looking for.
Frequently Asked Questions
If you’re still shopping around for a new car, you can still apply for a vehicle loan with us.
Applying for pre-approved car financing allows you to look around for your next car to buy while knowing how much you can afford to spend on it.
We can also connect you with trusted car dealerships that may be able to help you find the perfect car you’re looking for.
Exceed Finance offer car loans from $5000 to $250,000. The amount you can borrow for vehicle finance will depend on various factors.
Some of those factors include your credit score and whether you can afford the repayments when you finance a vehicle.
Exceed Finance believes in responsible lending, and will work with you to find the loan for your car.
When getting vehicles on finance through Exceed Finance, all of the costs will be outlined in your loan agreement. This includes things such as interest rates and fees, as well as any establishment fee.
We pride ourselves on customer service, so please don’t hesitate to get in contact with us if you have any questions.
Yes, most car finance agreements allow you to pay off the remaining balance early, potentially saving you money on interest. However, some agreements may include prepayment penalties, so it’s essential to review the terms of your contract.
Why Choose Exceed?
Great rates
Easy Application Process
QUICK RESPONSE TIME
WORK WITH EXPERIENCED INDUSTRY PROFESSIONALS
FLEXIBLE CONTACT HOURS
We work around your schedule
VARIETY OF personal LOANs
Tailored for your personal circumstances
