Caravan Finance and Motorhome Loans NZ

Finance a Caravan, Motorhome or RV with a loan through Exceed Finance.

We provide tailored loans to get you the best interest rates and terms for all your RV finance loan needs in NZ. 

Adventure is just a click away with Exceed Finance.


We provide loans to finance caravans, motorhomes, campervans, and RVs.


Featuring competitive interest rates, pre-approved loans, no deposit necessary, and flexible repayment options. 


Apply now to secure your financing and hit the road!

Discover endless destinations and invest in unforgettable memories with easy caravan finance.

RV Loan Calculator for Caravans, Motorhomes and Campervans

Use our RV Finance calculator to get an estimate on what your caravan Loan or motorhome finance repayments may be, or see how much you may be able to borrow for your RV loan!


*Interest rate is indicative range only. T&Cs, Fees, and lending criteria will apply. This loan calculator is a guide only, not a quote.

caravan finance NZ

Caravan financing nz
Caravan financing nz

Great caravan finance and motorhome loans with Exceed Finance.


Our team is here to help you secure the best caravan finance NZ has to offer.


Every customer is unique, which is why we personalise loans for caravans with interest rates and repayments that suit your needs.

Exceed Finance excels in providing a wide range of motorhome loans, RV finance and camper van loans to cater to all your recreational vehicle needs.


Whether you’re a first-time buyer or a seasoned traveller, our easy caravan finance quote process ensures that getting access to funds for the best caravan is hassle-free and straightforward.


Experience the difference that comes with working alongside a team that genuinely cares about your journey.


Choose Exceed Finance for all your RV finance and motorhome loan needs today!


Submitting an application with Exceed Finance could not be easier. Just fill out our online application form and let us do the rest!


Our quick processing times and flexible hours make it clear that you are our priority! We aim to get back to you within an hour, allowing you to enjoy fast approval!

Hit the road!

With finance for a caravan secured, you're free to pick up your new RV and plan your next adventure!

Caravan Loans NZ
Caravan Loans NZ

campervan finance

Get your Dream Campervan Finance with Ease


Whether you have a specific campervan in mind you’d like financing for or you want help finding the right one – we can connect you with our trusted campervan dealers. Contact Exceed Finance for the best campervan finance options.


Our team can also get you pre approved for your campervan loan so you know your budget, and ensure the funds are sorted for your purchase when you’re ready – whether you’re buying privately or through a dealer.


Start planning your next adventure. Apply for camper van finance today!

motorhome finance NZ

Discover the Freedom Motorhome Finance and RV loans Provide across NZ! 


We offer a range of motorhome finance and RV loan options to help you find the perfect one for your needs.


Whether you’re looking for a small or luxury motorhome, we can help you secure the financing you need to make your dream a reality. 


Get tailored loans personalised for your goals, allowing flexibility to find the best interest rates, terms and repayments for your motorhome loan.

motorhome finance NZ
Finance for Caravan NZ
Finance for Caravan NZ

Caravan Loan

Get a loan for a Caravan with Exceed Finance today!


We work hard to get you the lowest interest rates for your caravan loan by tailoring your finance plan to suit your personal needs. Best of all, the interest rates are fixed!


We also provide pre approved loans, which means you can keep shopping for that perfect caravan without the worry of wondering how you’re going to buy it.


There’s no need for a deposit when getting loans for caravans at Exceed Finance, however having one can definitely help.


Apply online now to get started!

Why Choose Exceed?

motorhome loan

Great rates

motorhome loan

Easy Application Process

caravan loan


motorhome loan


Caravan loan


We aim to work around your schedule

caravan loan


For a wide variety of individuals

key benefits

campervan Loan

Loan for Caravan NZ

motorhome loan

Caravan finance

caravan loan

Caravan financing


or dial

0800 2 EXCEED - 0800 239 2333

exceed finance
exceed finance

Frequently Asked Questions (FAQs) About Motorhome and Caravan Finance

Finance for a caravan is a loan you can use for buying all kinds of RVs such as motorhomes, campervans as well as caravans.

It works by letting you spread costs out over time with regular payments, making it more affordable.

For example, you could choose to make monthly payments on your caravan, as well as weekly or fortnightly payments. 


Get your RV sooner without having to save up the entire cost first with caravan financing.

Great question! Here’s a general checklist to see if you might be eligible for a caravan, motorhome, or RV loan:

  • Are you of legal age? To apply for RV financing, you usually need to be at least 18 years old.
  • Do you have a steady source of income? Lenders want to know you can comfortably make the loan repayments on your RV.
  • How’s your credit score? While a good credit score helps, we understand life happens. We have options for motorhome finance even if your credit isn’t perfect.

Don’t let uncertainty hold you back! The best way to get a definitive answer is to contact us. We’ll look at your situation holistically and work with you to find the right caravan loan options.

In many cases, we can provide a decision on your RV finance application within 24-48 hours of receiving all the necessary documents.


The faster you get us everything we need, the faster we can process your caravan loan application and give you an answer. However, during peak periods or for complex applications, it may occasionally take a little longer.


We’ll keep you updated throughout the process so you always know where your application stands.

Absolutely! We understand that finance for used caravans, motorhomes, and RVs can offer fantastic value.


Depending on the age and condition of the vehicle, we’ll personalise a loan option to fit your needs.

In most cases, you can pay off your motorhome loan early. It’s important to know that fees may sometimes apply, depending on the terms of your loan.


To ensure you have all the necessary information, we encourage you to review your loan agreement or reach out to us.

We offer caravan, motorhome and RV loans ranging from a minimum of $5,000 to a maximum of $250,000+. The easiest way to determine your personalised options is to start your application for caravan finance online – it only takes a few minutes!